Commercial insurance templates written by a CPCU, not a content farm.
Spreadsheets, Word documents, and checklists that use the terms adjusters, underwriters, and auditors actually use — with the formulas done right and the assumptions in plain sight. Plus free letter generators that run in your browser.
Four packs, one price each
Every pack is a single-user license. Need it for an agency or a team? See the agency / multi-user license.
Risk Manager Pack
Everything a risk manager or office manager needs to run a commercial insurance program.
Agency Pack
The letters and trackers an independent agency uses every week.
Employer Pack
Workers' compensation cost control for employers.
Claimant Pack
For policyholders working a claim without a lawyer.
Free templates and generators
BOR Letter
A broker of record letter tells a carrier that you have appointed a new agent or broker for the policies you list and withdraws the authority of the prior one....
Home Inventory
A room-by-room inventory you can complete in an afternoon with your phone. Each sheet captures item, quantity, purchase date, cost, estimated replacement cost,...
Proof of Loss
A sworn proof of loss is a formal statement of your claim, signed under oath. This free document explains what it is, why the policy deadline matters, how to...
Cancellation Letter
Cancel a policy in writing so there is no dispute about the date. This free generator produces a letter that identifies the policy, states the cancellation...
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COI Tracker
Track every vendor and subcontractor certificate of insurance in one workbook. Enter the limits a certificate shows, and the sheet compares them to the...
Vendor Insurance Requirements
An insurance exhibit you attach to vendor and subcontractor agreements. It sets required coverages and minimum limits for three vendor tiers, spells out...
Business Income Worksheet
Estimate how much business income coverage you actually need. The workbook follows the ISO CP 15 15 worksheet structure, calculates net income plus continuing...
Why a credential matters for a template
Most insurance templates online were written to rank, not to work. A COI tracker that does not know the difference between a checked additional-insured box and an endorsement, or a business income worksheet that ignores coinsurance, costs more than it saves the first time it is used in a dispute. Every file here was built by Richard Vaughn, CPCU, ARM, AIS — 35 years in commercial lines P&C, workers' comp TPA founder, and independent insurance consultant. Figures and form numbers that deserve a second look are marked in the files so you can confirm them with your own broker.
Free insurance tools
Use the letter generators in your browser, or download the free home inventory and proof-of-loss guide.